Basically, you are asking how to lie correctly to get a cheaper rate than you should. Who do you think answers these insurance questions? We are all probably professionals.
On that note, the only questions your son will be asked would be about usage of the vehicle. For instance, if your son is delivering pizzas and fails to mention it, they would try to deny coverage for material misrepresentation.
You should really have your son get his pwn policy at his age. This way, if he causes a serious accident, your assets would not be jeopardized.
i want to get liability insurance as my aunt is giving me her old car and it is not worth much because of age.it is a 93 buick century limited with 61k miles approx.and i am not going to drive like an idiot so unless unlucky,it is doubtful im going to cause a wreck.and if i do,like i said the car is not worth much.
when i get insurance quotes online,they only give one option.and im wondering if liability is much less than full coverage or what.geico gave me a quote of 150 dollars a month,and although i am young(19) i was sure liability would be cheaper as a buddy of mine told me he thought it couldnt be much more than 100 a month.the quote geico gave me didnt include a specific liability option and i put in my info and it only gave me one quote.would liability really be friggin 150 bucks a month?
or would i have to talk to an agent and tell them specifically i dont want my own car covered just the other guys.
Your experience with getting a rate quote online is why we recommend that you actually get the services of an agent.